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If youre driving your personnel vehicle on your own time the insurance company wont care. But if anything ever happens just log off and you were driving to pick up your own food. Doordash Driver Review How Much Money Can You Make Clark Howard If youre driving your personnel vehicle as part of your job at doordash you should have informed your insurance company that you were going to be doing this. Does driving for doordash raise insurance . For example if you drive for DoorDash the company has a free and automatic commercial auto insurance policy for up to 1 million in bodily injury and property damage. Damages sustained to your vehicle in an auto accident are your responsibility and should be addressed by your auto insurance carrier directly. If you are uninsured Doordash may not step in. If you were to ever get into an accident just do not tell the other driver or your insurance that you were working for DoorDash. How much it costs depends on your provider and your needs